Home Loan



Loan Tenure – Home Loan 20 years
Loan Amount – Home Loan Maximum 25 lakhs
Rate of Interest 10% to 22%
Prepayment charges
(For Fixed Rate loans only)
A. Housing Loans:
None, if pre-closure happens from borrower’s own source of funds.
If, other than own sources, pre-payment charges up to 4.5% (inclusive of service tax) of principal outstanding as on date, will be applicable.
Fees and charges Home Loans
Rate of Interest: 10% to 22%
Processing Fee:  2%-3%
Applicant(s) Family members and co-owners of the property
Documents Required 1. Application form with photograph duly signed by all applicants
2. Identity proof – Voter ID, PAN, Driving License, Bank Passbook, aadhaar card etc.
3. Age proof – Voter Id, PAN, Driving Licence, Passport, Birth certificate, pass certificate of 10th or 12th
4. Property documents
5. Colored passport size photograph
Additional documents that will help us process the loan easily 1. Last 3 months salary slips
2. Income Tax Returns of the last 2 years or Business Records
3. LIC Policy
4. FD or RD
5. Details of any other loan account that you are replaying currently
6. Any other savings or investment details
Security Equitable Mortgage of the property being financed by deposit of title deeds